{
  "schemaVersion": "2.0.0",
  "tier": "free",
  "subject": {
    "name": "Rosa Delgado",
    "subjectType": "natural_person",
    "role": "subject",
    "country": "VE"
  },
  "riskAssessment": {
    "overallLevel": "high",
    "score": 74,
    "requiresReview": true,
    "reviewReasons": [
      "foreign_pep:austrac_compliance"
    ],
    "drivers": [
      "austrac_compliance: a foreign politically exposed person and adverse media linking to profit-generating crime",
      "pep_exposure: Rosa Delgado is a foreign politically exposed person"
    ],
    "summary": "Rosa Delgado is not on the DFAT Consolidated List. She is a foreign politically exposed person (Minister of Energy and Mining) and is a citizen of a FATF monitored jurisdiction, so her screen returns a high indicative rating and triggers enhanced customer due diligence, senior-manager approval and a source-of-funds and wealth check. Identity verification and the nature and purpose of the business relationship remain the reporting entity\u0027s.",
    "riskFactors": [
      {
        "factorName": "AUSTRAC AML/CTF Compliance (austrac_compliance)",
        "score": 70,
        "maxScore": 70,
        "reason": "A high finding sets the floor of the high band."
      },
      {
        "factorName": "PEP Exposure (pep_exposure)",
        "score": 2,
        "maxScore": 2,
        "reason": "A high finding inside the high band adds 2."
      },
      {
        "factorName": "Adverse Media (adverse_media)",
        "score": 2,
        "maxScore": 2,
        "reason": "A high finding inside the high band adds 2."
      }
    ]
  },
  "modules": [
    {
      "moduleId": "sanctions",
      "moduleName": "Sanctions",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 100,
      "tier": "free",
      "status": "not_found",
      "severity": "info",
      "summary": "No match on the sanctions lists checked."
    },
    {
      "moduleId": "restricted_party",
      "moduleName": "Restricted party",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 110,
      "tier": "free",
      "status": "not_found",
      "severity": "info",
      "summary": "No match on debarment or disqualification lists."
    },
    {
      "moduleId": "pep_exposure",
      "moduleName": "PEP exposure",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 120,
      "tier": "free",
      "status": "found",
      "severity": "high",
      "summary": "Minister of Energy and Mining: a foreign politically exposed person.",
      "sourceRefs": [
        "src1"
      ],
      "findings": [
        {
          "detail": "Rosa Delgado serves as Minister of Energy and Mining, a foreign politically exposed person.",
          "severity": "high",
          "category": "pep",
          "sourceRefs": [
            "src1"
          ]
        }
      ]
    },
    {
      "moduleId": "country_risk",
      "moduleName": "Country risk",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 130,
      "tier": "free",
      "status": "found",
      "severity": "medium",
      "summary": "Citizen and resident of a FATF monitored jurisdiction.",
      "sourceRefs": [
        "src3"
      ]
    },
    {
      "moduleId": "regulatory_actions",
      "moduleName": "Regulatory actions",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 140,
      "tier": "free",
      "status": "not_found",
      "severity": "info",
      "summary": "No regulator action located."
    },
    {
      "moduleId": "court_cases",
      "moduleName": "Court cases",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 160,
      "tier": "free",
      "status": "not_found",
      "severity": "info",
      "summary": "No court proceedings located."
    },
    {
      "moduleId": "insolvency",
      "moduleName": "Insolvency",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 170,
      "tier": "free",
      "status": "not_found",
      "severity": "info",
      "summary": "No bankruptcy record."
    },
    {
      "moduleId": "adverse_media",
      "moduleName": "Adverse media",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 180,
      "tier": "free",
      "status": "found",
      "severity": "high",
      "summary": "Charged in a corruption investigation over mining concessions.",
      "sourceRefs": [
        "src2"
      ],
      "findings": [
        {
          "detail": "Charged in a corruption investigation over mining concessions.",
          "severity": "high",
          "category": "media",
          "sourceRefs": [
            "src2"
          ]
        }
      ]
    },
    {
      "moduleId": "austrac_compliance",
      "moduleName": "AUSTRAC AML/CTF Compliance",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 190,
      "tier": "free",
      "status": "found",
      "severity": "high",
      "summary": "Not on the DFAT Consolidated List. A foreign politically exposed person, with adverse media linking to profit-generating crime: enhanced customer due diligence, senior-manager approval and a source-of-funds and wealth check apply.",
      "sourceRefs": [
        "src1",
        "src2"
      ],
      "data": {
        "sanctionsAuthority": "DFAT Consolidated List",
        "dfatDetermination": "not_listed",
        "dfatDeterminationReason": "No match on the DFAT Consolidated List.",
        "dfatListUpdated": "2026-09-18",
        "subjectCitizenships": [
          "VE"
        ],
        "dfatComparisons": [],
        "foreignListings": [],
        "pepDetermination": "foreign",
        "pepPosition": "Minister of Energy and Mining",
        "pepSourceUrl": "https://government.example.org/ministers/2023/000456",
        "pepCurrentOrFormer": "current",
        "foreignDobExclusions": [],
        "pepDobExclusions": [],
        "comparisons": [],
        "relatives": "not_determinable",
        "reviewRequired": true,
        "countryRiskMethod": "Country risk is assessed from the FATF high-risk and monitored-jurisdiction lists and DFAT sanctions only. The Basel AML Index is not used: its public edition is licensed for non-commercial use only (CC BY-NC-ND 4.0).",
        "countryRisk": [
          {
            "country": "VE",
            "band": "medium",
            "reason": "FATF increased monitoring (grey list).",
            "callForAction": false
          }
        ],
        "riskFactors": [
          {
            "id": "foreign_pep",
            "label": "Foreign PEP (or related party)",
            "level": "high"
          },
          {
            "id": "medium_risk_country",
            "label": "Medium-risk country",
            "level": "medium"
          },
          {
            "id": "adverse_media_profit_generating",
            "label": "Adverse media linking to profit-generating crime",
            "level": "high"
          }
        ],
        "indicativeRating": "high",
        "triggeredObligations": [
          {
            "id": "enhanced_cdd",
            "label": "Enhanced customer due diligence",
            "citation": "AML/CTF Act 2006, s 32"
          },
          {
            "id": "senior_manager_approval",
            "label": "Senior-manager approval",
            "citation": "AML/CTF Rules 2025, r 5-5(1)"
          },
          {
            "id": "source_of_funds_wealth",
            "label": "Source of funds and source of wealth",
            "citation": "AML/CTF Rules 2025, r 6-23"
          }
        ],
        "adverseMedia": {
          "profitGeneratingOffence": true,
          "profitGenerating": [
            {
              "label": "Charged in a corruption investigation over mining concessions",
              "url": "https://news.example.net/2026/03/000789-mining-probe"
            }
          ],
          "minor": [],
          "excluded": [],
          "namesakes": []
        },
        "cddRecord": {
          "screenedAt": "2026-09-30T00:00:00Z",
          "inputs": [
            "Name screened: Rosa Delgado",
            "Date of birth: 1979-03-22",
            "Citizenship(s): VE",
            "Country of residence: VE"
          ],
          "lists": [
            {
              "name": "DFAT Consolidated List",
              "date": "2026-09-18"
            },
            {
              "name": "FATF high-risk and other monitored jurisdictions",
              "date": "2026-06-19"
            },
            {
              "name": "DFAT sanctioned countries",
              "date": "2026-09-01"
            }
          ],
          "searchTerms": "Rosa Delgado",
          "sourcesReviewed": [
            "https://government.example.org/ministers/2023/000456",
            "https://news.example.net/2026/03/000789-mining-probe",
            "https://sanctions.example.org/dfat-regimes"
          ],
          "notCovered": "Identity verification, that the person is who they claim to be, a representative\u0027s authority, the nature and purpose of the business relationship, and source-of-funds or source-of-wealth evidence remain the reporting entity\u0027s responsibility and are not covered by this screen."
        }
      }
    },
    {
      "moduleId": "privacy_sensitive_information",
      "moduleName": "Sensitive Information Notice",
      "category": "compliance",
      "group": "Compliance",
      "displayOrder": 900,
      "tier": "free",
      "status": "not_applicable",
      "severity": "info",
      "summary": "This report contains sensitive information about an individual under s6(1) of the Privacy Act 1988 (Cth): political association. Use it only for the purpose it was collected for."
    }
  ],
  "sources": {
    "src1": {
      "url": "https://government.example.org/ministers/2023/000456",
      "publisher": "Foreign government gazette (sample)",
      "type": "official_list",
      "retrievedAt": "2026-09-30T00:00:00Z"
    },
    "src2": {
      "url": "https://news.example.net/2026/03/000789-mining-probe",
      "publisher": "News publisher (sample)",
      "type": "media",
      "retrievedAt": "2026-09-30T00:00:00Z"
    },
    "src3": {
      "url": "https://risk.example.org/jurisdictions/2026/000654",
      "publisher": "Jurisdiction risk list (sample)",
      "type": "official_list",
      "retrievedAt": "2026-09-30T00:00:00Z"
    }
  },
  "telemetry": {
    "toolCallCount": 41,
    "webSearchCount": 18,
    "totalTokens": 190000,
    "elapsedMs": 200000
  }
}